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Sep 28, 2017 - 34 minute read

Discover personal loans compounded interest

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Discover personal loans compounded interest

In the course of reporting a story earlier this year, I logged on to a site called eTaxLoan. com and filled out an application. I asked for 500 and, to be safe, I made up an address, a name (Mary) and a Social Security number. The site asked for more sensitive stuff - a bank account number and a routing number - and I made that up, too.

In spite of the made-up information, in less than a minute, I got a response. "Congratulations. Discover personal loans compounded interest Lending has been selected as your lender and you have been pre-approved for a loan up to 750. " If I wanted to borrow 750 for a week, I would have had to pay 225 in interest. Apply for joint personal loan site said that was an annual percentage rate of more than 1,300 percent.

Discover personal loans compounded interest

Taylor didnt have the money and worried that his lack of credit would keep him from being approved for a traditional loan from a bank. Taylor went online and borrowed 1,000 from a lender called Silver Cloud Financial, Inc. It's a tribal lending entity owned and operated by the Habematolel Pomo of Upper Lake, a Native American tribe in rural northern California.

Taylor said he only had discover personal loans compounded interest give Silver Cloud minimal information, including the name of his employer, how much he was paid, and his bank account number. He agreed to let Silver Cloud make automatic withdrawals from his bank account on payday every two weeks to cover interest and fees for the loan. Shortly after applying for the loan, Taylor saw the funds appear in his account.

Discover personal loans compounded interest
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